First Community Bank, Xenia-Flora

Chartered Bank Active FDIC Insured
Health Score
9.8 / 10

260 Front St, Xenia, IL 62899

Financial Overview

Total Assets $57.0M
Total Deposits $48.5M
Profitability (ROA) 1.66%
Shareholder Return (ROE) 17.70%
Capital Cushion (Eq/Assets) 9.38%
Established 01/01/1922

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$24.3M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.fcbxeniaflora.com

FDIC Certificate #: 3850

Specialization: All Other Under 1 Billion

Location

260 Front St

Xenia, Illinois 62899

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