First Farmers and Merchants Bank
Chartered Bank Active FDIC Insured
Health Score
9.9 / 10
816 S Garden St, Columbia, TN 38401
Financial Overview
Total Assets $1.79B
Total Deposits $1.60B
Profitability (ROA) 1.25%
Shareholder Return (ROE) 12.93%
Capital Cushion (Eq/Assets) 9.71%
Established 01/01/1909
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$66.7M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.myfirstfarmers.com
FDIC Certificate #: 1487
Specialization: Commercial Lending Specialization