First & Farmers National Bank, Inc.
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
2020 S Highway 27, Somerset, KY 42501
Financial Overview
Total Assets $679.5M
Total Deposits $591.5M
Profitability (ROA) 1.47%
Shareholder Return (ROE) 13.09%
Capital Cushion (Eq/Assets) 11.25%
Established 10/15/1903
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$53.8M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.firstandfarmers.com
FDIC Certificate #: 2738
Specialization: All Other Under 1 Billion