First Federal Bank
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
4705 W Us Highway 90, Lake City, FL 32055
Financial Overview
Total Assets $4.38B
Total Deposits $3.46B
Profitability (ROA) 1.22%
Shareholder Return (ROE) 11.93%
Capital Cushion (Eq/Assets) 10.12%
Established 01/01/1961
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$115.2M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.