First Federal Savings and Loan Association of Valdosta
Chartered Bank Active FDIC Insured
Health Score
8.6 / 10
411 N Patterson St, Valdosta, GA 31601
Financial Overview
Total Assets $277.6M
Total Deposits $207.3M
Profitability (ROA) 0.84%
Shareholder Return (ROE) 7.03%
Capital Cushion (Eq/Assets) 11.99%
Established 09/01/1934
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$51.8M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.1stfederalvaldosta.com
FDIC Certificate #: 29164
Specialization: Mortgage Lending Specialization