First Merchants Bank
Chartered Bank Active FDIC Insured
Health Score
7.5 / 10
200 E Jackson St, Muncie, IN 47305
Financial Overview
Total Assets $21.05B
Total Deposits $16.51B
Profitability (ROA) 0.66%
Shareholder Return (ROE) 5.14%
Capital Cushion (Eq/Assets) 12.88%
Established 03/13/1893
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$121.4M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: http://www.firstmerchants.com
FDIC Certificate #: 4365
Specialization: Commercial Lending Specialization