First National Bank of Giddings
Chartered Bank Active FDIC Insured
Health Score
9.7 / 10
108 E Austin St, Giddings, TX 78942
Financial Overview
Total Assets $356.7M
Total Deposits $317.4M
Profitability (ROA) 1.36%
Shareholder Return (ROE) 14.84%
Capital Cushion (Eq/Assets) 9.16%
Established 01/01/1890
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$158.7M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.fnbgiddings.com
FDIC Certificate #: 3217
Specialization: Agricultural Specialization