First National Bank of Pulaski

Chartered Bank Active FDIC Insured
Health Score
9.9 / 10

206 S 1st St, Pulaski, TN 38478

Financial Overview

Total Assets $1.51B
Total Deposits $1.34B
Profitability (ROA) 1.34%
Shareholder Return (ROE) 13.96%
Capital Cushion (Eq/Assets) 9.68%
Established 01/12/1938

Financial Health Analysis

First National Bank of Pulaski is a currently active commercial lending specialization banking institution headquartered in Pulaski, Tennessee. Established in 01/12/1938, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, First National Bank of Pulaski manages $1.51B in total assets and holds $1.34B in customer deposits. When evaluating the stability of First National Bank of Pulaski, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 9.68%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.34%, while its Return on Equity (ROE) sits at 13.96%. These robust metrics contribute to an overall health score of 9.9 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$96.0M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.fnbforyou.com

FDIC Certificate #: 15572

Specialization: Commercial Lending Specialization

Location

206 S 1st St

Pulaski, Tennessee 38478

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