First National Bank of Waterloo
Chartered Bank Active FDIC Insured
Health Score
9.2 / 10
228 S Main St, Waterloo, IL 62298
Financial Overview
Total Assets $948.8M
Total Deposits $788.7M
Profitability (ROA) 0.89%
Shareholder Return (ROE) 9.44%
Capital Cushion (Eq/Assets) 9.36%
Established 06/12/1912
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$49.3M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.fnbwaterloo.bank
FDIC Certificate #: 3842
Specialization: Commercial Lending Specialization