First Northern Bank and Trust Company
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
4th Street And Lafayette Avenue, Palmerton, PA 18071
Financial Overview
Total Assets $930.4M
Total Deposits $774.0M
Profitability (ROA) 1.65%
Shareholder Return (ROE) 11.63%
Capital Cushion (Eq/Assets) 14.30%
Established 10/24/1907
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$70.4M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.1stnorthern.bank
FDIC Certificate #: 7675
Specialization: Commercial Lending Specialization