First Option Bank
Chartered Bank Active FDIC Insured
Health Score
8.6 / 10
601 Main St, Osawatomie, KS 66064
Financial Overview
Total Assets $786.4M
Total Deposits $681.9M
Profitability (ROA) 1.51%
Shareholder Return (ROE) 23.86%
Capital Cushion (Eq/Assets) 6.56%
Established 09/06/1923
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$68.2M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: http://www.firstoptionbank.com
FDIC Certificate #: 4746
Specialization: Commercial Lending Specialization