First Secure Bank and Trust Co.

First Secure Bank and Trust Co. is a currently active commercial lending specialization banking institution headquartered in Palos Hills, Illinois. Established in 10/21/1977, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, First Secure Bank and Trust Co. manages $395.4M in total assets and holds $314.4M in customer deposits. When evaluating the stability of First Secure Bank and Trust Co., one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 10.18%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.59%, while its Return on Equity (ROE) sits at 5.76%. These metrics result in a moderate health score of 7.5 out of 10, suggesting standard financial stability and adequate capital levels in line with industry averages.