First Southern Bank
Chartered Bank Active FDIC Insured
Health Score
9.6 / 10
930 Memorial Dr, Waycross, GA 31501
Financial Overview
Total Assets $334.8M
Total Deposits $301.6M
Profitability (ROA) 0.94%
Shareholder Return (ROE) 9.91%
Capital Cushion (Eq/Assets) 9.48%
Established 06/19/1907
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$43.1M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.fsb-bank.bank
FDIC Certificate #: 10055
Specialization: Commercial Lending Specialization