First Southern Bank
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
1075 Highway 98 Byp, Columbia, MS 39429
Financial Overview
Total Assets $309.0M
Total Deposits $264.2M
Profitability (ROA) 1.90%
Shareholder Return (ROE) 18.77%
Capital Cushion (Eq/Assets) 9.92%
Established 03/28/1960
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$44.0M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.