First State Bank
Chartered Bank Active FDIC Insured
Health Score
9.9 / 10
240 N 1st St, Irvington, KY 40146
Financial Overview
Total Assets $414.5M
Total Deposits $365.5M
Profitability (ROA) 1.77%
Shareholder Return (ROE) 17.50%
Capital Cushion (Eq/Assets) 9.63%
Established 01/01/1903
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$121.8M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.firststatebankky.com
FDIC Certificate #: 12149
Specialization: Commercial Lending Specialization