First State Bank
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
1 Ne Court St, Spearman, TX 79081
Financial Overview
Total Assets $191.2M
Total Deposits $160.2M
Profitability (ROA) 1.66%
Shareholder Return (ROE) 13.47%
Capital Cushion (Eq/Assets) 12.04%
Established 01/01/1917
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$80.1M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.