First State Bank
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
130 E Corsicana St, Athens, TX 75751
Financial Overview
Total Assets $778.6M
Total Deposits $687.7M
Profitability (ROA) 1.57%
Shareholder Return (ROE) 14.69%
Capital Cushion (Eq/Assets) 10.71%
Established 05/01/1935
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$86.0M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.bankfsb.com
FDIC Certificate #: 15206
Specialization: Commercial Lending Specialization