First State Bank
Chartered Bank Active FDIC Insured
Health Score
8.1 / 10
801 E California St, Gainesville, TX 76240
Financial Overview
Total Assets $1.81B
Total Deposits $1.63B
Profitability (ROA) 0.73%
Shareholder Return (ROE) 8.70%
Capital Cushion (Eq/Assets) 8.34%
Established 08/16/1905
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$116.2M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: http://www.firststate.bank
FDIC Certificate #: 15511
Specialization: Commercial Lending Specialization