First State Bank
Chartered Bank Active FDIC Insured
Health Score
6.0 / 10
708 Azalea Dr, Waynesboro, MS 39367
Financial Overview
Total Assets $949.8M
Total Deposits $852.5M
Profitability (ROA) 0.35%
Shareholder Return (ROE) 3.66%
Capital Cushion (Eq/Assets) 9.55%
Established 05/01/1934
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$53.3M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.firststatebnk.com
FDIC Certificate #: 15663
Specialization: Commercial Lending Specialization