First State Bank
Chartered Bank Active FDIC Insured
Health Score
9.0 / 10
One Commerce Park, Shallowater, TX 79363
Financial Overview
Total Assets $156.6M
Total Deposits $128.7M
Profitability (ROA) 1.18%
Shareholder Return (ROE) 6.79%
Capital Cushion (Eq/Assets) 16.91%
Established 10/08/1960
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$25.7M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.fsbshallowater.com
FDIC Certificate #: 18301
Specialization: Commercial Lending Specialization