First State Bank
Chartered Bank Active FDIC Insured
Health Score
9.5 / 10
300 E Broad St, Wrens, GA 30833
Financial Overview
Total Assets $514.1M
Total Deposits $450.2M
Profitability (ROA) 1.78%
Shareholder Return (ROE) 20.72%
Capital Cushion (Eq/Assets) 8.79%
Established 07/06/1964
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$75.0M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.firstate.net
FDIC Certificate #: 19163
Specialization: Commercial Lending Specialization