First State Bank
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
321 W Main St, Watonga, OK 73772
Financial Overview
Total Assets $89.7M
Total Deposits $79.4M
Profitability (ROA) 2.15%
Shareholder Return (ROE) 18.93%
Capital Cushion (Eq/Assets) 10.96%
Established 09/05/1974
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$79.4M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.fsbwatonga.com
FDIC Certificate #: 21752
Specialization: Agricultural Specialization