First State Bank
Chartered Bank Active FDIC Insured
Health Score
9.4 / 10
1526 4th St, Graham, TX 76450
Financial Overview
Total Assets $302.7M
Total Deposits $269.5M
Profitability (ROA) 1.39%
Shareholder Return (ROE) 16.14%
Capital Cushion (Eq/Assets) 8.51%
Established 05/26/1983
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$33.7M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.fsbgraham.bank
FDIC Certificate #: 24498
Specialization: Agricultural Specialization