First State Bank and Trust
Chartered Bank Active FDIC Insured
Health Score
9.3 / 10
950 Highway 95 N, Bayport, MN 55003
Financial Overview
Total Assets $471.0M
Total Deposits $429.3M
Profitability (ROA) 1.61%
Shareholder Return (ROE) 19.65%
Capital Cushion (Eq/Assets) 8.24%
Established 01/01/1914
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$107.3M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: https://www.fsbt.com
FDIC Certificate #: 10159
Specialization: Commercial Lending Specialization