First State Bank of Middlebury
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
111 South Main Street, Middlebury, IN 46540
Financial Overview
Total Assets $811.8M
Total Deposits $650.5M
Profitability (ROA) 1.56%
Shareholder Return (ROE) 13.56%
Capital Cushion (Eq/Assets) 11.48%
Established 01/01/1910
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$108.4M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.Bfirst.bank
FDIC Certificate #: 8745
Specialization: Commercial Lending Specialization