First State Bank of Odem
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
201 Main St, Odem, TX 78370
Financial Overview
Total Assets $215.1M
Total Deposits $184.4M
Profitability (ROA) 2.82%
Shareholder Return (ROE) 20.13%
Capital Cushion (Eq/Assets) 13.78%
Established 11/12/1945
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$36.9M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.fsbodem.com
FDIC Certificate #: 16334
Specialization: Commercial Lending Specialization