First State Bank of St. Charles, Missouri
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
206 N 5th St, St. Charles, MO 63301
Financial Overview
Total Assets $557.3M
Total Deposits $422.8M
Profitability (ROA) 1.94%
Shareholder Return (ROE) 12.82%
Capital Cushion (Eq/Assets) 14.90%
Established 05/10/1867
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$47.0M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.fsbfinancial.com
FDIC Certificate #: 12219
Specialization: Mortgage Lending Specialization