First United Bank & Trust

First United Bank & Trust is a currently active commercial lending specialization banking institution headquartered in Oakland, Maryland. Established in 01/01/1900, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, First United Bank & Trust manages $2.01B in total assets and holds $1.76B in customer deposits. When evaluating the stability of First United Bank & Trust, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 10.50%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.35%, while its Return on Equity (ROE) sits at 13.14%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.