First Utah Bank

First Utah Bank is a currently active commercial lending specialization banking institution headquartered in Salt Lake City, Utah. Established in 10/19/1978, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, First Utah Bank manages $846.5M in total assets and holds $697.8M in customer deposits. When evaluating the stability of First Utah Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 9.94%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.77%, while its Return on Equity (ROE) sits at 7.83%. These robust metrics contribute to an overall health score of 8.6 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.