Five Points Bank

Five Points Bank is a currently active commercial lending specialization banking institution headquartered in Grand Island, Nebraska. Established in 09/10/1971, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Five Points Bank manages $2.10B in total assets and holds $1.91B in customer deposits. When evaluating the stability of Five Points Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 7.61%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.50%, while its Return on Equity (ROE) sits at 20.29%. These robust metrics contribute to an overall health score of 9.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.