Five Points Bank of Hastings

Five Points Bank of Hastings is a currently active agricultural specialization banking institution headquartered in Hastings, Nebraska. Established in 01/01/1893, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Five Points Bank of Hastings manages $537.5M in total assets and holds $475.7M in customer deposits. When evaluating the stability of Five Points Bank of Hastings, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 10.69%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.59%, while its Return on Equity (ROE) sits at 5.42%. These metrics result in a moderate health score of 7.4 out of 10, suggesting standard financial stability and adequate capital levels in line with industry averages.