Fulton Bank, National Association
1 Penn Sq, Lancaster, PA 17602
Financial Overview
Financial Health Analysis
Fulton Bank, National Association is a currently active commercial lending specialization banking institution headquartered in Lancaster, Pennsylvania. Established in 01/01/1882, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Fulton Bank, National Association manages $32.11B in total assets and holds $27.04B in customer deposits. When evaluating the stability of Fulton Bank, National Association, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 11.01%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.25%, while its Return on Equity (ROE) sits at 11.31%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$130.0M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.fultonbank.com
FDIC Certificate #: 7551
Specialization: Commercial Lending Specialization