Hamlin Bank and Trust Company
Chartered Bank Active FDIC Insured
Health Score
8.6 / 10
333 W Main St, Smethport, PA 16749
Financial Overview
Total Assets $495.7M
Total Deposits $389.0M
Profitability (ROA) 1.08%
Shareholder Return (ROE) 5.41%
Capital Cushion (Eq/Assets) 19.74%
Established 12/31/1863
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$35.4M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.hamlinbank.com
FDIC Certificate #: 11113
Specialization: Mortgage Lending Specialization