Hearthside Bank Corporation

Chartered Bank Active FDIC Insured
Health Score
8.6 / 10

1602 Cumberland Ave, Middlesboro, KY 40965

Financial Overview

Total Assets $591.1M
Total Deposits $530.1M
Profitability (ROA) 0.80%
Shareholder Return (ROE) 8.73%
Capital Cushion (Eq/Assets) 8.99%
Established 01/01/1920

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$66.3M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.hearthsidebank.com

FDIC Certificate #: 31236

Specialization: Commercial Lending Specialization

Location

1602 Cumberland Ave

Middlesboro, Kentucky 40965

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