Heritage Bank Minnesota
Chartered Bank Active FDIC Insured
Health Score
7.7 / 10
181 Main St, West Concord, MN 55985
Financial Overview
Total Assets $123.3M
Total Deposits $107.5M
Profitability (ROA) 0.76%
Shareholder Return (ROE) 12.44%
Capital Cushion (Eq/Assets) 6.00%
Established 06/02/1930
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$35.9M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: heritagebankmn.com
FDIC Certificate #: 8865
Specialization: Consumer Lending Specialization