Hilltop National Bank

Chartered Bank Active FDIC Insured
Health Score
9.4 / 10

300 Country Club Rd, Casper, WY 82609

Financial Overview

Total Assets $1.14B
Total Deposits $1.04B
Profitability (ROA) 1.68%
Shareholder Return (ROE) 19.99%
Capital Cushion (Eq/Assets) 8.52%
Established 07/27/1964

Financial Health Analysis

Hilltop National Bank is a currently active commercial lending specialization banking institution headquartered in Casper, Wyoming. Established in 07/27/1964, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Hilltop National Bank manages $1.14B in total assets and holds $1.04B in customer deposits. When evaluating the stability of Hilltop National Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 8.52%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.68%, while its Return on Equity (ROE) sits at 19.99%. These robust metrics contribute to an overall health score of 9.4 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$129.7M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: WWW.HILLTOP.BANK

FDIC Certificate #: 19184

Specialization: Commercial Lending Specialization

Location

300 Country Club Rd

Casper, Wyoming 82609

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