Home State Bank

Chartered Bank Active FDIC Insured
Health Score
8.9 / 10

1435 Us Highway 12, Litchfield, MN 55355

Financial Overview

Total Assets $223.7M
Total Deposits $197.9M
Profitability (ROA) 1.16%
Shareholder Return (ROE) 15.49%
Capital Cushion (Eq/Assets) 7.20%
Established 03/23/1926

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$49.5M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.hsbofmn.com

FDIC Certificate #: 9745

Specialization: Commercial Lending Specialization

Location

1435 Us Highway 12

Litchfield, Minnesota 55355

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