Home State Bank, National Association
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
40 Grant St, Crystal Lake, IL 60014
Financial Overview
Total Assets $778.1M
Total Deposits $687.5M
Profitability (ROA) 1.47%
Shareholder Return (ROE) 13.77%
Capital Cushion (Eq/Assets) 10.72%
Established 01/01/1915
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$98.2M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.homestateonline.com
FDIC Certificate #: 12815
Specialization: Commercial Lending Specialization