Houghton State Bank
Chartered Bank Active FDIC Insured
Health Score
9.8 / 10
116 E Coolbaugh St, Red Oak, IA 51566
Financial Overview
Total Assets $218.7M
Total Deposits $183.3M
Profitability (ROA) 1.50%
Shareholder Return (ROE) 9.28%
Capital Cushion (Eq/Assets) 15.89%
Established 01/01/1879
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$36.7M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.houghtonstatebank.com
FDIC Certificate #: 15405
Specialization: Agricultural Specialization