Jersey State Bank
Chartered Bank Active FDIC Insured
Health Score
8.8 / 10
1000 S State St, Jerseyville, IL 62052
Financial Overview
Total Assets $195.9M
Total Deposits $174.0M
Profitability (ROA) 0.82%
Shareholder Return (ROE) 7.85%
Capital Cushion (Eq/Assets) 10.49%
Established 01/28/1903
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$87.0M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.jerseystatebank.com
FDIC Certificate #: 12384
Specialization: Agricultural Specialization