Katahdin Trust Company
11 Main St, Patten, ME 04765
Financial Overview
Financial Health Analysis
Katahdin Trust Company is a currently active commercial lending specialization banking institution headquartered in Patten, Maine. Established in 03/07/1918, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Katahdin Trust Company manages $1.11B in total assets and holds $953.2M in customer deposits. When evaluating the stability of Katahdin Trust Company, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 9.79%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.92%, while its Return on Equity (ROE) sits at 9.47%. These robust metrics contribute to an overall health score of 9.5 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$56.1M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.katahdintrust.com
FDIC Certificate #: 12874
Specialization: Commercial Lending Specialization