Ladysmith Federal Savings and Loan Association
Chartered Bank Active FDIC Insured
Health Score
7.9 / 10
119 W 4th St N, Ladysmith, WI 54848
Financial Overview
Total Assets $91.9M
Total Deposits $70.6M
Profitability (ROA) 0.69%
Shareholder Return (ROE) 8.57%
Capital Cushion (Eq/Assets) 8.22%
Established 06/01/1934
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$70.6M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.ladysmithfederal.com
FDIC Certificate #: 28983
Specialization: Mortgage Lending Specialization