Lake Central Bank
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
40 Chestnut St W, Annandale, MN 55302
Financial Overview
Total Assets $282.5M
Total Deposits $250.1M
Profitability (ROA) 2.39%
Shareholder Return (ROE) 22.80%
Capital Cushion (Eq/Assets) 10.30%
Established 08/15/1893
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$83.4M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.lakecentral.bank
FDIC Certificate #: 10989
Specialization: Commercial Lending Specialization