Lakeside Bank of Salina

Chartered Bank Active FDIC Insured
Health Score
10.0 / 10

103 W Ferry St, Salina, OK 74365

Financial Overview

Total Assets $56.2M
Total Deposits $49.7M
Profitability (ROA) 1.80%
Shareholder Return (ROE) 16.69%
Capital Cushion (Eq/Assets) 10.71%
Established 10/09/1973

Financial Health Analysis

Lakeside Bank of Salina is a currently active all other under 1 billion banking institution headquartered in Salina, Oklahoma. Established in 10/09/1973, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Lakeside Bank of Salina manages $56.2M in total assets and holds $49.7M in customer deposits. When evaluating the stability of Lakeside Bank of Salina, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 10.71%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.80%, while its Return on Equity (ROE) sits at 16.69%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$49.7M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: lakesidebankofsalina.com

FDIC Certificate #: 21255

Specialization: All Other Under 1 Billion

Location

103 W Ferry St

Salina, Oklahoma 74365

Open in Google Maps →

Map