Lawrence Bank

Chartered Bank Active FDIC Insured
Health Score
10.0 / 10

3200 West End Ave, Nashville, TN 37203

Financial Overview

Total Assets $3.07B
Total Deposits $2.65B
Profitability (ROA) 1.20%
Shareholder Return (ROE) 10.39%
Capital Cushion (Eq/Assets) 11.68%
Established 04/15/1977

Financial Health Analysis

Lawrence Bank is a currently active commercial lending specialization banking institution headquartered in Nashville, Tennessee. Established in 04/15/1977, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Lawrence Bank manages $3.07B in total assets and holds $2.65B in customer deposits. When evaluating the stability of Lawrence Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 11.68%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.20%, while its Return on Equity (ROE) sits at 10.39%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$73.5M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.volunteer.bank

FDIC Certificate #: 22451

Specialization: Commercial Lending Specialization

Location

3200 West End Ave

Nashville, Tennessee 37203

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