Little Horn State Bank

Chartered Bank Active FDIC Insured
Health Score
10.0 / 10

835 N Center Ave, Hardin, MT 59034

Financial Overview

Total Assets $405.8M
Total Deposits $341.3M
Profitability (ROA) 1.46%
Shareholder Return (ROE) 14.60%
Capital Cushion (Eq/Assets) 10.07%
Established 01/01/1919

Financial Health Analysis

Little Horn State Bank is a currently active commercial lending specialization banking institution headquartered in Hardin, Montana. Established in 01/01/1919, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Little Horn State Bank manages $405.8M in total assets and holds $341.3M in customer deposits. When evaluating the stability of Little Horn State Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 10.07%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.46%, while its Return on Equity (ROE) sits at 14.60%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$113.8M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.littlehornstatebank.com

FDIC Certificate #: 11821

Specialization: Commercial Lending Specialization

Location

835 N Center Ave

Hardin, Montana 59034

Open in Google Maps →

Map