Local Bank
Chartered Bank Active FDIC Insured
Health Score
4.0 / 10
205 Mcfarland Cir N, Tuscaloosa, AL 35406
Financial Overview
Total Assets $105.4M
Total Deposits $78.3M
Profitability (ROA) -2.19%
Shareholder Return (ROE) -13.42%
Capital Cushion (Eq/Assets) 16.38%
Established 08/01/1914
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$26.1M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: mylocal.bank
FDIC Certificate #: 9614
Specialization: Commercial Lending Specialization