Locality Bank
Chartered Bank Active FDIC Insured
Health Score
4.5 / 10
1400 S Andrews Ave, Fort Lauderdale, FL 33316
Financial Overview
Total Assets $358.0M
Total Deposits $294.1M
Profitability (ROA) 0.10%
Shareholder Return (ROE) 0.70%
Capital Cushion (Eq/Assets) 13.45%
Established 01/12/2022
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$294.1M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.localitybank.com
FDIC Certificate #: 59278
Specialization: Commercial Lending Specialization