Locus Bank, Inc.
Chartered Bank Active FDIC Insured
Health Score
8.8 / 10
7814 Carousel Ln, Richmond, VA 23294
Financial Overview
Total Assets $345.2M
Total Deposits $239.4M
Profitability (ROA) 1.25%
Shareholder Return (ROE) 5.90%
Capital Cushion (Eq/Assets) 21.23%
Established 08/20/2008
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$119.7M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: locusimpact.org
FDIC Certificate #: 58658
Specialization: Commercial Lending Specialization