Mercer County State Bank
Chartered Bank Active FDIC Insured
Health Score
9.2 / 10
3279 South Main Street, Sandy Lake, PA 16145
Financial Overview
Total Assets $601.7M
Total Deposits $527.4M
Profitability (ROA) 1.07%
Shareholder Return (ROE) 13.52%
Capital Cushion (Eq/Assets) 7.88%
Established 06/20/1911
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$43.9M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.mcsbank.bank
FDIC Certificate #: 445
Specialization: Commercial Lending Specialization